Terms and Conditions

If you use this website you agree to comply with a number of terms and conditions without limitation or reservation. The content provided on this website is for general information only. No information found on this website should be relied on for diagnostic or medical purposes. Articles and data were accurate at the time of publication to this website, and all information gathered comes from publicly available sources.

Limitation of Use

Except with permission, you are forbidden from uploading, posting, publishing, reproducing, or distributing in any way, any component or original content on this website. All intellectual property rights of this website are licensed and protected. None of the information you may gather will constitute as a final offer of insurance to you.

Trademark Usage

The “WGC” name and affiliate logos are trademarks and property of WGC. WGC properties may only be used for lawful purposes. This site is designed for marketing and lead generation purposes only and does not advise on or sell any insurance products.

Service Fee

We are paid for our services at no cost to you. Should you agree to a policy with an insurer through us, then the insurer will pay us a fee for our services.

Privacy Statement & Personal Information Collection Statement (PICS)

We will collect your personal information for the purpose of administrating your application and to facilitate your policy. We may share your personal information with third parties in the event it is required by law, or if your information is needed by affiliated third parties such as insurers, agents, administrators etc.

You must ensure that the information you provide to us is accurate so that we can contact you for notification regarding your plan, payment, underwriting, or other promotional information regarding insurance and related services. Your information will be used for direct marketing purposes including sending you information regarding health insurance products and issues. The information we will use includes your address, phone number, and email address. If you do not wish to receive any marketing from us, then contact us at [email protected] and we will remove your information from our mailing list.

If you want to see your personal data that we retain, in accordance with the Personal Data (Privacy) Ordinance, you can request to see and/or edit this information. To do so please email [email protected]

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